When I hosted my first vision board party one thing everyone had on their board was dollars & pounds lol!
We all agreed that going forward we wanted to make more money and get better at saving and investing, the goal is to earn more & grow that money.
I think a lot of us know we should be saving and investing but if you’re anything like me then it’s just a chore, a pain and it gets buried in procrastination.
Shout out to the ones actually doing the work though!
To be fair I did start saving & investing this year, just a tiny bit but it was something. To try and improve I’ve been doing lots of research on how to be better with money and just generally improve my spending & saving habits so when I start earning all the cash moniessss I know what to do and how to handle it.
Some Online Things:
5. Toni Tone on Twitter sells a Budget Template for a very small fee
These online tools generally give you more knowledge on the topic, for more practical resources see below:
1. PiggyVest :
This is my favourite app right now, it allows me set daily, weekly or monthly direct debits from my main account to my piggyvest account . It gives investment opportunities and you earn interest on the money you save. It sets specific withdrawal days to encourage you to keep your savings, if you want to withdraw outside of the set days you are charged a small percentage! It’s all round amazing.
This is another great way to grow your money, First Banks Money Market fund invests your money in a diversified portfolio and you can start with as little as N5,000
1. The Smart Money Woman- Arese Ugwu
I loved reading this, there’s so many useful tips and she explains boring principals in a really interesting and useful way.
2. Money Brain- JR Kanu
This is a really good one, its more well rounded and literally talks about all the things that will help you develop a money brain, not just how to grow your money.
Please add more useful websites, Twitter handles, books, or any other resources in the comments!
Here’s to getting our coins in 2020!
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